Quote, Compare, & Buy Top Travel Insurance

Travel insurance is not always necessary for domestic trips, but buying travel insurance is highly recommended for trips abroad since traditional US health insurance isn't widely accepted overseas. Without adequate trip coverage, you will be financially responsible for expenses related to unexpected travel disruptions.

To help determine if travel insurance is right for you, ask yourself the following questions:

• Are you financially prepared for costly unexpected travel expenses? If not, travel insurance policy can cover expenses related to delays, medical emergencies, baggage loss, and more.
• Do you have a high amount of prepaid, non-refundable trip payments? If you do, a comprehensive plan can reimburse your trip costs if you cancel for a covered reason.
• Do you have any health concerns? Travel insurance is strongly recommended for older travelers and travelers with existing health issues.
• Are you visiting a remote or dangerous destination? If so, a travel insurance policy with high medical and evacuation coverage is a smart investment.

There's no one-size-fits-all policy when it comes to trip insurance. Comparing travel insurance quotes and carefully choosing the right plan is the best way to create a worry-free trip. Consider the following:

• Benefits: The situations and expenses that are covered by a travel insurance policy.
• Coverage Limits: The maximum dollar amount that will be reimbursed by your travel insurance company within each benefit.
• Exclusions: Specific activities, expenses, and scenarios that are not covered in the event of a claim.
• Premium: The cost of the policy for your specific trip.
• Provider Reputation: Based on past customer reviews regarding interactions with assistance services and the claims experience.